WELLSPRING
LendingOrlando
(407) 776-8157Apply for Funding
ORLANDO, FL · FL LICENSED SINCE 2020

Business Loans & Funding in Orlando, FL

Connecting Orlando businesses with 20+ FL-licensed lenders across 38 loan programs. Tourism corridors to Lake Nona medical — same-day answer, no application fee.

✓ FL Licensed✓ 38+ Programs✓ Same-Day Answer✓ No Application Fee

Mon–Sat 8am–7pm EST · No application fee · No credit pull to start

Orlando Florida business district
⚡ Same-Day Answer
38+
Loan Programs
20+
FL Licensed Lenders
✓ FL Licensed·✓ 38 Loan Programs·✓ Same-Day Answer·✓ No Application Fee·✓ No Credit Pull
38+
Loan Programs
20+
FL-Licensed Lenders
2020
Licensed Since
$0
Application Fee
How it works

From first call
to funded.

One 5-minute call tells you if you're fundable, at what cost, on what timeline. No forms, no credit pull.

01
5 minutes

Start with a 5-minute call

No forms, no paperwork, no credit pull. Tell us your funding goal and we start matching immediately.

02
Same day

We match across 20+ FL lenders

We compare rates, terms, and timelines from 20+ FL-licensed lenders and bring you real competing offers — before any lender sees your application.

03
Funded

You pick the best offer

Review competing offers side by side. Choose the one that fits. Working capital funds in 24 hours, SBA in weeks — your call, zero pressure.

LOAN PROGRAMS

38 business loan programs for Orlando, FL

Every program for Orlando-area businesses through our FL-licensed lender network.

Working Capital Loans
⚡ Fast

Working Capital Loans

Flexible capital for daily operations, payroll, or Orlando business growth.

View program →$25K–$2M
SBA Loans
⏱ 4–10 wks

SBA Loans

SBA 7(a) and 504 for Orlando businesses. Lowest rates, longest terms available.

View program →$50K–$5M
Business Line of Credit
⚡ Fast

Business Line of Credit

Draw what you need when you need it. Revolving credit line for Orlando businesses.

View program →$10K–$500K
Invoice Factoring
⚡ Fast

Invoice Factoring

Turn outstanding invoices into same-week cash for your Orlando business.

View program →$10K–$5M
Equipment Financing
⚡ Fast

Equipment Financing

Finance or lease equipment for your Orlando business. Fast approval.

View program →$10K–$2M
Same Day Business Loans
⚡ Fast

Same Day Business Loans

Need capital today? Same-day funding for qualifying Orlando businesses.

View program →$5K–$250K
SBA 7(a) Loan
⏱ 4–10 wks

SBA 7(a) Loan

The most flexible SBA program. Up to $5M for Orlando businesses with good credit.

View program →$50K–$5M
Merchant Cash Advance
⚡ Fast

Merchant Cash Advance

Revenue-based advance repaid through daily card sales. No fixed payment.

View program →$5K–$500K
Why choose us

The smarter way
to fund your business.

FL-licensed advisors. 20+ lenders. One call to compare every real offer on the table.

Orlando business advisor meeting
FL Licensed
100%
on your side — never the lender's
No application feeNo credit pullReal offers

No application fee — ever

We are paid by the lender on funded files only. Zero cost to start, zero hidden charges along the way.

01

Real competing offers

Multiple FL-licensed lender offers on one sheet — before you commit to anything. Pick the best, walk from the rest.

02

FL licensed advisor

We work for your business, not a bank quota. Licensed, regulated, and aligned with what funds you fastest.

03
38+
Loan Programs
20+
FL Lenders
24hr
Fastest Funding
$0
Application Fee
SERVICE AREAS

Orlando metro & surrounding areas

All 38 programs. 10 service areas. One FL-licensed network.

Winter Park

Park Avenue retail & Rollins College district

8 programs
Kissimmee

Tourism corridor & I-4 business district

8 programs
Apopka

Indoor foliage capital & NW Orange commerce

8 programs
Maitland

Maitland Center offices & I-4 professional hub

8 programs
Altamonte Springs

Crane's Roost retail & office corridor

8 programs
Oviedo

Oviedo on the Park & UCF-adjacent growth

8 programs

+ 4 more service areas

Longwood · Sanford · Winter Garden · Windermere · Lake Buena Vista · Clermont · Davenport · Poinciana

View all 10 service areas
CLIENT REVIEWS

What Orlando businesses say

★★★★★ 4.9 / 5.0 · 6 Orlando client reviews
"
★★★★★

Wellspring Lending got us working capital in 48 hours. Peak tourist season, payroll coming — they found an FL lender same day. No surprises.

RC
R. Chen
International Drive Restaurant Group
"
★★★★★

SBA 7(a) approval took 6 weeks but they walked us through every step. FL-licensed means they know Florida lending requirements cold.

MV
M. Vargas
Lake Nona Medical Supplies
"
★★★★★

Startup business loan at 9 months operating. They found a lender who worked with our revenue history. Couldn't have done it without them.

TK
T. Kim
UCF Tech Startup
"
★★★★★

Invoice factoring released $35K in receivables we were waiting on. Same-week funding. Wellspring Lending is the real deal.

SB
S. Brooks
Kissimmee Auto Repair
"
★★★★★

Hotel loan for our Winter Garden property expansion. They matched us with 3 FL lenders and we picked the best rate. Whole thing done in 5 weeks.

DP
D. Patel
Winter Garden Hotel Group
"
★★★★★

Commercial construction loan for our project. They understood FL contractor licensing requirements from day one. Highly recommend.

JM
J. Martinez
Sanford Construction
Common questions

Frequently
asked questions.

Everything Orlando business owners ask before their first call.

Still curious? Call us →

None — ever. Wellspring Lending is paid by the lender on funded files only. No fee to call, no fee to get a funding read, no credit pull until you decide to move forward.

Working capital, same-day, and short-term products typically fund within 24–72 hours after approval. SBA programs take 4–10 weeks. One call gives you a realistic timeline for your file.

Yes. Many of our 20+ FL-licensed lenders focus on revenue rather than credit score. Revenue-based financing, merchant cash advances, and invoice factoring often have no minimum credit requirement.

Nothing formal. Know your monthly revenue, how long you've been operating, and what you need the capital for. No paperwork, no forms, no credit pull to start.

Yes — we serve 14 surrounding areas including Winter Park, Kissimmee, Apopka, Maitland, Altamonte Springs, Oviedo, Longwood, Sanford, Winter Garden, Windermere, Lake Buena Vista, Clermont, Davenport, and Poinciana. If your Florida business is nearby, call and we'll let you know if we can help.

Do you qualify?

Check 3 things
before you call.

Most Orlando businesses qualify in under 60 seconds — no paperwork, no credit pull.

Monthly revenue over $5,000?

✓

Most programs start here.

In business 3+ months?

✓

Startups and new businesses welcome too.

Know your use of funds?

✓

Payroll, equipment, expansion — any reason counts.

Ready to get funded?

Stop waiting for growth. Our streamlined process puts the capital your Orlando business needs within reach today.

Questions? Call us(407) 776-8157
Apply for Funding