ABOUT · SINCE 2020

Built for Orlando owners. Paid by lenders.

We're a FL-licensed lending advisor — not a broker farm and not a direct lender. One local team, 20+ underwriting partners, and a flat-fee model that's paid by the lender on funded files only.

Our story

Started in 2020 after watching local owners get sold the wrong product.

Most Orlando businesses don't need a 7(a) SBA loan — but they get pitched one because that's what the marketing engine in front of them is paid to sell. Others get steered into a 28% MCA when a line of credit at half the cost would have funded just as fast.

We built Wellspring Lending to fix that. Tell us what you need the money for, send three months of statements, and we tell you the cheapest real offer first — not the one that pays us best.

FL Licensed$0 Application FeeSoft Credit Pull20+ Lenders

Orlando small business owner reviewing financing options

500+

Orlando businesses funded

How it works

From first call
to funded.

One 5-minute call tells you if you're fundable, at what cost, on what timeline. No forms, no credit pull.

5 minutes

Start with a 5-minute call

No forms, no paperwork, no credit pull. Tell us your funding goal and we start matching immediately.

Same day

We match across 20+ FL lenders

We compare rates, terms, and timelines from 20+ FL-licensed lenders and bring you real competing offers — before any lender sees your application.

Funded

You pick the best offer

Review competing offers side by side. Choose the one that fits. Working capital funds in 24 hours, SBA in weeks — your call, zero pressure.

Why choose us

The smarter way
to fund your business.

FL-licensed advisors. 20+ lenders. One call to compare every real offer on the table.

FL Licensed

100%

on your side — never the lender's

No application fee

No credit pull

Real offers

No application fee — ever

We are paid by the lender on funded files only. Zero cost to start, zero hidden charges along the way.

Real competing offers

Multiple FL-licensed lender offers on one sheet — before you commit to anything. Pick the best, walk from the rest.

FL licensed advisor

We work for your business, not a bank quota. Licensed, regulated, and aligned with what funds you fastest.

Loan Programs

20+

FL Lenders

24hr

Fastest Funding

Application Fee

SERVICE AREAS

Serving the Orlando metro

10 Florida cities on the same FL-licensed lender network.

Winter Park

Park Avenue retail & Rollins College district

Kissimmee

Tourism corridor & I-4 business district

Apopka

Indoor foliage capital & NW Orange commerce

Maitland

Maitland Center offices & I-4 professional hub

Altamonte Springs

Crane's Roost retail & office corridor

Oviedo

Oviedo on the Park & UCF-adjacent growth

View all 14 service areas

Longwood · Sanford · Winter Garden · Windermere · Lake Buena Vista · Clermont · Davenport · Poinciana

Browse cities

About us · FAQ

Frequently
asked questions.

What Orlando owners ask before working with us.

Still curious? Call us →

We're an FL-licensed business lending advisor — not a direct lender and not a broker farm. We match Orlando-metro owners with the right product across our 20+ FL-licensed lender network.

Lenders pay us a flat success fee on funded files only. If your file doesn't fund, you owe nothing. That alignment is why we'll show you the cheapest real offer first — even when it pays us least.

Yes. Wellspring Lending has operated as a FL-licensed lending advisor since 2020. Every partner lender we route files to is also FL-licensed and regulated.

We serve 14 Orlando-metro areas including Winter Park, Kissimmee, Apopka, Maitland, Altamonte Springs, Oviedo, Longwood, Sanford, Winter Garden, Windermere, Lake Buena Vista, Clermont, Davenport, and Poinciana — plus the rest of Central Florida by phone.

Working capital and short-term products fund in 24–72 hours after approval. SBA programs take 4–10 weeks. Your first call gives you a real timeline for your specific file.

Ready to get funded?

Stop waiting for growth. Our streamlined process puts the capital your Orlando business needs within reach today.

Questions? Call us(407) 776-8157

Apply for Funding